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plaid

Plaid API

REST
OpenAPI (YAML)
https://raw.githubusercontent.com/plaid/plaid-openapi/master/2020-09-14.yml
Additive AI classification

Add age_check and consent revocation fields to IDV responses

The Plaid API adds new response fields for age verification results (age_check with status, reported_age, and bounds), new FDX consent revocation endpoints and schemas (FDXConsentRevocation, FDXConsentRevocations, FDXConsentRevocationRecord), and an item_id field to incident events. All changes are backwards-compatible; existing integrations continue to work with cached or omitted responses. Documentation updates clarify that "real-time" balance info requires /accounts/balance/get, and new fraud reason codes are added to enums.

Alert history

  • Additive

    Add age_check and consent revocation fields to IDV responses

    The Plaid API adds new response fields for age verification results (age_check with status, reported_age, and bounds), new FDX consent revocation endpoints and schemas (FDXConsentRevocation, FDXConsentRevocations, FDXConsentRevocationRecord), and an item_id field to incident events. All changes are backwards-compatible; existing integrations continue to work with cached or omitted responses. Documentation updates clarify that "real-time" balance info requires /accounts/balance/get, and new fraud reason codes are added to enums.

  • Additive

    Add Trust Index subscores and cash-advance model support to Protect API

    The Plaid API adds a new ProtectComputeSubscores object to the /protect/compute response with per-bucket fraud risk subscores for cash-advance models, along with new Trust Index model types (cash-advance-onboarding-1.0 and cash-advance-ongoing-1.0) for evaluating cash advance transactions. Existing integrations using link-session or identity models are unaffected; the new subscores field is optional and included only when relevant.